Your future

Health insurance

Be optimally covered globally with our special tariffs.

Exclusive special conditions

  • Cheaper than with the insurer directly due to framework agreements
  • Nowhere cheaper guarantee with partners APRIL, Passportcard and Foyer.
  • VIP status and preferential treatment in the event of a claim
  • Clerks specifically responsible for the community
Always the right insurance cover

  • Through our independent insurance brokers there is access to almost the entire market
  • Choose the right insurance cover for you, from emergency cover to premium cover
  • All insurers have been reviewed by our experts
  • High-quality terms and conditions – e.g. no cancellation by the insurer possible in the event of a claim
Relaxed travel – without risk

  • Worldwide free choice of hospital and doctor
  • Full home protection when choosing the appropriate insurance zone
  • Insurances meet criteria for entry into other countries
  • Covid19 and medical repatriation included in all tariffs
Book a free consultation
Calculate here your individual contributions with the providers recommended by us

Our recommended insurance providers

APRIL International

Pay only what you really want to insure

  • Putting together insurance cover using a modular system
  • Particularly suitable if pure emergency protection (only stationary) is required
  • Attractive zoning model with full homeland security from zone 3 onwards
  • Currently still exclusions in the area of extreme sports (e.g. skydiving or kitesurfing)
  • Only with us: Exclusive 5% discount (will be deposited after completion), preferred service (VIP status)
  • Performance overview
  • Zone overview
APRIL calculate
Foyer Global Health

The price-performance winner

  • With our special rate, currently offers the best price-performance ratio on the market
  • The Exclusive tariff is one of the most powerful tariffs of all insurers
  • Only 2 insurance zones: Worldwide and worldwide excl. USA (6 weeks emergency cover USA included)
  • No app yet, currently submit receipts only in customer portal or via mail
  • Our special conditions: Reduced contributions, simplification of the normal zone model.
  • Performance overview
Calculate foyer
Calculate here your individual contributions with the providers recommended by us

Our recommended insurance providers

APRIL International

Pay only what you really want to insure

  • Putting together insurance cover using a modular system
  • Particularly suitable if pure emergency protection (only stationary) is required
  • Attractive zoning model with full homeland security from zone 3 onwards
  • Currently still exclusions in the area of extreme sports (e.g. skydiving or kitesurfing)
  • Only with us: Exclusive 5% discount (will be deposited after completion), preferred service (VIP status)
  • Performance overview
  • Zone overview
APRIL calculate
Foyer Global Health

The price-performance winner

  • With our special rate, currently offers the best price-performance ratio on the market
  • The Exclusive tariff is one of the most powerful tariffs of all insurers
  • Only 2 insurance zones: Worldwide and worldwide excl. USA (6 weeks emergency cover USA included)
  • No app yet, currently submit receipts only in customer portal or via mail
  • Our special conditions: Reduced contributions, simplification of the normal zone model.
  • Performance overview
Calculate foyer
Calculate here your individual contributions with the providers recommended by us

Our recommended insurance providers

Passportcard

The convenient solution with very strong customer service

  • Hand out own credit card for direct payment of medical expenses
  • Very good benefits in the “Premium” tariff
  • Large German service team with fast support
  • Doctors must accept card payment, otherwise must be paid in advance
  • Special conditions: Reduced contributions
  • Zone overview
Calculate passport card
team

Our team of brokers

In the meantime, a team of seven brokers is taking care of your inquiries almost around the clock. Robin and his team specialize in international insurance and are among the largest insurance brokers in the German-speaking world. Due to the high sales force, the team is well positioned with the various providers and can thus negotiate the various special conditions with the different insurance partners. Here, the team also enters into negotiations again and again in order to continue to extract the best possible prices and contract conditions for the community. New improvements always apply to existing customers as well. Thanks to the good connections to the insurance partners up to the board level, the team can also provide very good support in the event of a claim and thus appear stronger before the insurance company.

Statelos.ch is in no way financially involved in a deal. The service is exclusively provided by the insurance broker Robin Lerch and team, licensed in Germany.

Book a free consultation
team

Our team of brokers

In the meantime, a team of seven brokers is taking care of your inquiries almost around the clock. Robin and his team specialize in international insurance and are among the largest insurance brokers in the German-speaking world. Due to the high sales force, the team is well positioned with the various providers and can thus negotiate the various special conditions with the different insurance partners. Here, the team also enters into negotiations again and again in order to continue to extract the best possible prices and contract conditions for the community. New improvements always apply to existing customers as well. Thanks to the good connections to the insurance partners up to the board level, the team can also provide very good support in the event of a claim and thus appear stronger before the insurance company.

Statelos.ch is in no way financially involved in a deal. The service is exclusively provided by the insurance broker Robin Lerch and team, licensed in Germany.

Book a free consultation
Download

The most important documents

Please also refer to the initial information of the insurance broker pursuant to § 15 VersVermV and the information pursuant to § 60 para. 1 sentence 2 and para. 2 VVG

APRIL International
Conditions
Brochure
PDF application

Foyer Global Health
Conditions
Brochure
PDF application

Passportcard
Conditions
Brochure
PDF application

Book a free consultation
Questions and answers

FAQ

Who can take out the insurance or for whom is it worthwhile?

The insurance policies are aimed in particular at emigrants, perpetual travellers, digital nomads and expats. The whole thing is particularly useful if you have deregistered from your home country or you are abroad for more than 6 months a year.

I have to specify a main country of destination, I travel all the time

No problem - the main destination country is only used for sorting into the insurance zone. You don't have to be in this country all the time or mainly. Choose the country with the zone where most of the other countries you want to visit are also insured or the temporary emergency cover is sufficient.

How exactly does the insurance zones work?

By specifying a main destination country, you will be assigned to an insurance zone. Depending on the insurer, these zones go from 0 to 5 (APRIL) or 1 to 4 (passport card). Zone 0 or 1 is the highest/most expensive zone. For example, if you choose Spain as your main destination, you will be placed in zone 3. There is full and permanent protection in the countries of zone 3, 4 and 5. In the countries of zone 0, 1 and 2 there is 90 days emergency protection (for April) or 60 days (for Passportcard) after each entry.

Die Foyer verzichtet mit unseren Sonderkonditionen auf solch ein Zonenmodell. Hier gibt es nur weltweit und weltweit exkl. USA mit eingeschränkten Schutz für 6 Wochen in den USA.

I already have my insurance with one of the partners - can I switch to you to get the special conditions in the future?

That's no problem - just send us an email to [email protected] and we'll take care of it.

I am leaving soon and need confirmation of insurance – how long does the process take?

We are here very quickly and the insurance can start a day later. We also only need one day for the confirmation. In this case, please contact us ([email protected]) so that your process can be prioritized.

I need insurance as proof of a residency - do you meet the criteria?

Depending on the residency, we meet these requirements. Simply contact the team ([email protected]) or arrange a free consultation.

I have a company with several employees - can we make a group contract for the company here?

No problem and it's usually worth it for groups of 5 or more. However, these group contracts are always subject to inquiry, which is why we ask you to send us an email ([email protected]) or to arrange a consultation.

I need comprehensive advice or am interested in other products (e.g. legal protection).

From our point of view, international health insurance and international private liability insurance are the most important types of insurance. If you are also interested in occupational disability, legal protection or accident insurance, please do not hesitate to contact us. We also have these things on offer.

Write us an email ([email protected]) or arrange a consultation with us.

Book a free consultation
Questions and answers

FAQ

Who can take out the insurance or for whom is it worthwhile?

The insurance policies are aimed in particular at emigrants, perpetual travellers, digital nomads and expats. The whole thing is particularly useful if you have deregistered from your home country or you are abroad for more than 6 months a year.

I have to specify a main country of destination, I travel all the time

No problem - the main destination country is only used for sorting into the insurance zone. You don't have to be in this country all the time or mainly. Choose the country with the zone where most of the other countries you want to visit are also insured or the temporary emergency cover is sufficient.

How exactly does the insurance zones work?

By specifying a main destination country, you will be assigned to an insurance zone. Depending on the insurer, these zones go from 0 to 5 (APRIL) or 1 to 4 (passport card). Zone 0 or 1 is the highest/most expensive zone. For example, if you choose Spain as your main destination, you will be placed in zone 3. There is full and permanent protection in the countries of zone 3, 4 and 5. In the countries of zone 0, 1 and 2 there is 90 days emergency protection (for April) or 60 days (for Passportcard) after each entry.

Die Foyer verzichtet mit unseren Sonderkonditionen auf solch ein Zonenmodell. Hier gibt es nur weltweit und weltweit exkl. USA mit eingeschränkten Schutz für 6 Wochen in den USA.

I already have my insurance with one of the partners - can I switch to you to get the special conditions in the future?

That's no problem - just send us an email to [email protected] and we'll take care of it.

I am leaving soon and need confirmation of insurance – how long does the process take?

We are here very quickly and the insurance can start a day later. We also only need one day for the confirmation. In this case, please contact us ([email protected]) so that your process can be prioritized.

I need insurance as proof of a residency - do you meet the criteria?

Depending on the residency, we meet these requirements. Simply contact the team ([email protected]) or arrange a free consultation.

I have a company with several employees - can we make a group contract for the company here?

No problem and it's usually worth it for groups of 5 or more. However, these group contracts are always subject to inquiry, which is why we ask you to send us an email ([email protected]) or to arrange a consultation.

I need comprehensive advice or am interested in other products (e.g. legal protection).

From our point of view, international health insurance and international private liability insurance are the most important types of insurance. If you are also interested in occupational disability, legal protection or accident insurance, please do not hesitate to contact us. We also have these things on offer.

Write us an email ([email protected]) or arrange a consultation with us.

Book a free consultation

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